For certified Kenyan lenders and borrowers, Azali is creating a mobile-based marketplace offering quick access to credit at competitive rates. 98% of Kenya’s businesses are small and medium-sized enterprises, which often need quick access to credit for cashflow or growth purposes. Traditional lending options don’t fit this population, and current peer-to-peer lending platforms like Prosper aren’t mobile based, presenting an accessibility and scalability issue in the Kenya context. Azali is a mobile based money lending platform that connects borrowers to a multitude of lenders, including small lenders like chamas and SACCOs. A borrower may view loan offers and get access to the money they need, based on creditworthiness. With a large number of lenders on the platform, borrowers have more control and access to competitive rates.